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当前农村土地经营权抵押贷款需求和发展思路
引用本文:陶富强,吴义明.当前农村土地经营权抵押贷款需求和发展思路[J].科技和产业,2012,12(1):129-131.
作者姓名:陶富强  吴义明
作者单位:1. 中国人民银行合肥中心支行,合肥,230022
2. 中国人民银行红安县支行,湖北红安,438000
摘    要:近年来,土地经营权规范及流转已在全国不少地方试点,发展土地经营权相配套金融服务和抵押贷款成为必然和要求。本文介绍了当前农村土地经营权抵押贷款开办的现实需要以及土地经营权抵押贷款的法律依据,分析了在开办土地经营权质押贷款中操作上的问题,提出了发展土地经营权抵押贷款政策建议,具有较强的现实意义。

关 键 词:农村土地  经营权质押  贷款需求  发展思路

Developing Financial and Mortgage Services of Land Management Rights in Countryside
TAO Fu-qiang,WU Yi-ming.Developing Financial and Mortgage Services of Land Management Rights in Countryside[J].SCIENCE TECHNOLOGY AND INDUSTRIAL,2012,12(1):129-131.
Authors:TAO Fu-qiang  WU Yi-ming
Institution:1.Hefei Central Branch of The People’s Bank of China,Hefei 230022,China; 2.Hongan Branch of The People’s Bank of China,Hongan Hubei 438000,China)
Abstract:In recent years,the pilot has been advanced about the norm and transfer of land management rights in many county.To improve the land management rights,It is inevitable of developing financial and mortgage services.This article describes the current environmeng and Legal basis of implemengt land managemeng rights mortgage,and Analysis of problms about operation the mortgage of land management rights,and propose policy recommendations of developing land management right mortgage loan.It has a strong practical significance.
Keywords:land management rights  mortgage  financial services  countryside
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