Research on Enterprise Credit Ratings Issue in China

Research on Enterprise Credit Ratings Issue in China

With gradually deep construction in social credit system, the function of enterprise credit rating becomes increasingly emergence in prompting credit risk, maintain finance stable and impel society credit system construction. But due to the enterprise credit consciousness is not strong, the function of government impels to be insufficient and the enthusiasm of commercial bank in using exterior rating outcome is not high, and some local enterprise credit rating service is still bare to survive. Therefore, only exerting the government impetus function, enhancing the credit rating organization public credit power, guiding the society to increase credit product demand and establishing an integrated supervisory system combined government supervision with industry autonomy, can further impel the credit rating industry steady development in China.