Institution: | [1]senior lecturer, Faculty of Management Sciences, Department of Business Management, BenueState University, P.M.B 1021 ! 9, Makurdi, Nigeria, West Africa.; [2]associate professor, Faculty of Management Sciences, Department of Business Management,Benue State University, P.M.B 102119, Makurdi, Nigeria, West Africa.; [3]Faculty of Management Sciences, Department of Business Management, Benue State University,P.M.B 102119, Makurdi, Nigeria, West Africa. |