| 农村小额信贷的经济学分析——基于金融抑制理论的视角 |
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| 引用本文： | 袁智明,秦自强,吴平,封明川.农村小额信贷的经济学分析——基于金融抑制理论的视角[J].乡镇经济,2009(5):123-126. |
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| 作者姓名： | 袁智明 秦自强 吴平 封明川 |
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| 作者单位： | [1]四川农业大学经济管理学院,四川雅安625014 [2]中国农业银行达州市分行,四川达州635000 |
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| 摘 要： | 文章首先阐述了我国农村小额信贷取得的成效，探析了金融抑制理论视角下的农村小额信贷问题。并对农村小额信贷问题从福利经济学的角度进行了分析，最后在此基础上提出了实现小额信贷可持续发展的政策建议。
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| 关 键 词： | 小额信贷 金融抑制 利率管制 |
The Economic Analysis of Microcredit in Rural Area --Based on the View of Repressed Finance |
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| YUAN Zhi-ming,QIN Zi-qiang,WU Ping,FENG Ming-chuan.The Economic Analysis of Microcredit in Rural Area --Based on the View of Repressed Finance[J].Rural Economy,2009(5):123-126. |
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| Authors: | YUAN Zhi-ming QIN Zi-qiang WU Ping FENG Ming-chuan |
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| Institution: | 1. College of Economics and Management, Sichuan Agriculture University, Ya＇ an 625014, China; 2.Dazhou Branch of Agricultural Bank of China , Dazhou 635000, China) |
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| Abstract: | To begin with, this paper analyzes the effect of the microfinance in China rural area and the problem of the rural microfinance which bases on the view of repressed finance.Furthermore, this paper explains the problem of microfinance by using welfare economics, In conclusion, the paper gives some policy suggestion on how to make the microfinance to keep sustained development. |
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| Keywords: | microcredit repressed finance interest rate control |
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