对我国商业银行中间业务创新的思考

随着金融体制改革的不断深化和银行业竞争的加剧，我国商业银行依靠传统的资产负债业务来开拓市场取得利润的空间变得愈来愈小，加快中间业务的创新已成为商业银行的必然选择。本文阐述了商业银行中间业务创新的必要性，分析了我国商业银行中间业务的发展现状，在此基础上提出了中间业务创新思路。

Considerations on the innovation of our commercial bank's intermediary business

With the deepen of our financial system's reform and the prick up of bank competition, the room for commercial bank to open up markets and make profit by traditional property and debt business is becoming smaller and smaller. To speed up the innovation of imtermediary business has become the commercial bank's inevitable choice. The thesis sets forth the necessity of intermediary business innovation. On the basis of analysis on the current situation, it brings up some new thoughts to innovate our commercial bank's interme- diary business.