珠三角、长三角、环渤海区域商业银行发展策略

随着经济结构的调整和居民收入的增长,我国商业银行业务结构也发生了重大变化.文章通过对珠三角、长三角、环渤海区域①(以下简称"二洲一海")经济发展及其特点进行了分析,针对该区域居民富裕水平明显较高、第三产业发展潜力较大、非公有制经济比重较高、外向型经济特点突出的状况,提出了商业银行要优先支持二洲一海区域,加大信贷倾斜力度,大力发展个人银行业务和中间业务,优化客户结构、提高金融资源配置效果的策略.

The Development Strategies of Commercial Banks in the Pearl River Delta,Yangtze River Delta and Bohai Region

With the adjustment of economic structure and increase of households' income,great changes have been happening in the operation structure of China's commercial banks.The paper analyzes the economic development and characteristics of Pearl River Delta,Yangtze River Delta and Bohai Region.As the residents in the areas are wealthy in common,great development potential exists in the tertiary industry,the proportion of non-state owned economic body is high and foreign-oriented economy is prominent,the author adv...