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互联网金融模式对中小企业发展的支持
引用本文:鞠冉,杨鹭.互联网金融模式对中小企业发展的支持[J].改革与战略,2014(5):58-62,117.
作者姓名:鞠冉  杨鹭
作者单位:[1]辽宁大学,辽宁沈阳110031 [2]中国人民银行沈阳分行营管部,辽宁沈阳110032
摘    要:在中小企业和个人融资难问题多年困扰着我国传统金融机构的情况下,随着信息技术的飞速发展,互联网金融模式成为了传统金融机制的有效补充。文章从互联网金融模式的产生、特点和分类三个方面对其进行系统梳理,并试图从两个案例入手,进而对在我国如何使互联网金融模式更好地支持中小企业发展提出思路。

关 键 词:互联网金融  中小企业  众筹融资模式

How the Internet Finance Model Support the Development of the Medium-sized and Small Enterprises
Ju Ran,Yang Lu.How the Internet Finance Model Support the Development of the Medium-sized and Small Enterprises[J].Reformation & Strategy,2014(5):58-62,117.
Authors:Ju Ran  Yang Lu
Institution:1. Liaoning University, Shenyang, Liaoning 110031; 2. The People's Bank of China Shenyang Branch, Shenyang, Liaoning 110032)
Abstract:The financing difficulties of the medium-sized and small enterprises and the individual have been an unsolved problem for several years. With the rapid development of internet technology, the internet finance model has become an effective supplement of the traditional financial mechanism. This thesis systematically states the origination, characteristics and classification of the internet finance model, and tries to put forward a way to make internet finance model support the development of the medium-sized and small enterprises better.
Keywords:internet finance  medium-sized and small enterprises  crowd funding financing model
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