| 我国小额贷款公司可持续发展的探讨 |
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| 引用本文： | 国晓丽.我国小额贷款公司可持续发展的探讨[J].改革与战略,2010,26(6):98-100. |
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| 作者姓名： | 国晓丽 |
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| 作者单位： | 中华女子学院金融系,北京,100101 |
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| 摘 要： | 小额贷款公司的出现和发展,避免了金融机构小额信贷业务的诸多弊端。为确保其可持续发展,仍需明确小额贷款公司的宗旨与定位,要满足农民具有个性化、区域化的融资需求,扩大和加强基层信贷员队伍建设,切实提高农民的还款率、实现公司的盈利,从而更好地为低收入农民提供金融服务,在条件成熟时允许盈利的小额贷款公司吸纳存款。
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| 关 键 词： | 小额贷款公司 可持续发展 定位 信贷员队伍 |
On the Sustainable Development of Micro-Credit Companies in China |
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| Guo Xiaoli.On the Sustainable Development of Micro-Credit Companies in China[J].Reformation & Strategy,2010,26(6):98-100. |
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| Authors: | Guo Xiaoli |
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| Institution: | Guo Xiaoli (Department of Finance, China Women＇s University, Beijing 100101) |
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| Abstract: | The emergence of micro-credit companies avoids the faults in formal micro-credits business of big financial institute. To ensure the micro-credit companies＇ sustainable development, the following are needed, such as identifying the micro-credit companies＇ function orientation and enhancing its service tenet, meeting farmers＇ diversiform and regional finance demands, employing and training more credit service clerks to increase farmers＇ refund rate and permitting some of them absorbing deposit under appropriate circumstance. |
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| Keywords: | micro-credit company sustainable development orientation credit service clerks |
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