日本农协融资经验与启示

日本农协战前战后融资来源大同小异,一个共同显著特征是成员存款占据及其重要的位置。通过分析2010年的资产负债表得知,日本农协更依赖债务融资特别是成员存款。而日本严密的合作金融体系为成员存款提供了基本保障,其特有的合作金融模式促进了融资活动了顺利开展。

The Experience and Apocalypse of the Financing of Agricultural Cooperation Combination in Japan

Capital Sources of Agricultural Cooperation Combination in Japan in the period of pre-warand post-war are alike with minor differences,and a common special feature is member deposits take an important position.Analyze the 2010 balance sheet,through which it concludes that anotable feature of Japan Agricultural Association is rely more on debt financing,especially members deposits,Close co-operation financial system in Japan guarantee member deposits basically,its unique cooperative financial model promote financing activities successfully.