民间金融兴盛的制度供求分析——以上海钱庄为例

本文运用新制度经济学供求理论分析,指出上海钱庄兴盛的原因是:在需求诱致型金融制度环境中,由旅沪宁绍帮为主的商帮作为初级行动团体,上海钱业公会作为次级行动团体,二者共同进行适应商业习惯制度创新的结果。

Civil finance prosperous mechanism supply analysis——take Shanghai native bank as example

In the Progress of Financial System Reform in modern China,shanghai native banks,which were private financial institutions,were prosperous For a long time.The supply and demand theory of New Institutional Economics analyzed the cause was that,in the financial environment of market demand-induced and lack of government supply,Ningbo Bang as initial action groups and native banks Association as second action groups worked together to carry out institutional innovation adapting the market and business practice...