基于电子信用卡网上支付的安全电子交易（SET）协议的研究

安全电子交易协议是电子商务中基于信用卡支付系统最典型、最常用的国际标准，该协议定义了客户、商家、支付网关及金融机构之间数据的流通过程，并对这些信息流都采取了数字加密及数据认证技术，以此确保网上交易的安全。但它过于繁杂的程序使得系蔓号承粤过重的负载，这个问题如今越来越引起了专家们的关注，并成为未来研究改进的重点。

Research on Secure Electronic Transaction Protocol based on electronic credit card online payment

Secure Electronic Transaction protocol based on credit card payment system is the most typ）cal and most commonly used international standards in electronic commerce. It defines the flow of data process among the customer,merchant,payment gateway and financial institutions,and in order to ensure the security of online transactions,these ）nformation flow are taken to digital encryption and data authentication technology. However,the program makes the system too complicated to bear heavy loads,this problem is now increasingly attracted the concern of the experts,and become the focus of future research improvement.