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我国农村文化产业投融资:困境与对策
引用本文:张仁枫.我国农村文化产业投融资:困境与对策[J].湖北商业高等专科学校学报,2012(6):31-38.
作者姓名:张仁枫
作者单位:四川大学经济学院,四川成都610064
基金项目:四川省哲学社会科学重点研究基地——四川旅游发展研究中心立项课题(LYB12-03)
摘    要:我国农村文化产业投融资面临着缺少稳定的抵押物、企业抵押担保能力不足以及企业经营风险较大的困难。"三权"抵押是农村文化产业投融资的重要平台。我国一些省份已在农村试点了"三权"抵押贷款,并取得了良好的社会效应和经济效应,为农村文化产业的"三权"抵押贷款提供了借鉴和有力的支撑。要在全国全面推广"三权"抵押贷款还面临着很多困难,如:缺乏立法的支撑;土地价值还无法得到有效的评估,农民利益无法得到保障;土地市场交易平台发展受限,抵押变现较为困难等。

关 键 词:“三权”抵押贷款  农村文化产业  农村投融资  土地制度改革

Financing and Investing Situations of Rural Culture Industry: Problems and Solution
ZHANG Ren-feng.Financing and Investing Situations of Rural Culture Industry: Problems and Solution[J].Journal of Hubei Commercial College,2012(6):31-38.
Authors:ZHANG Ren-feng
Institution:ZHANG Ren-feng(School of Economics,Sichuan University,Chendu Sichuan 610064,China)
Abstract:Shortage of stable collaterals is the main bottleneck of the financing of rural cultural industry and is the main challenge that stops the further improvement and development of rural cultural industry.In this paper,the author sums up some valuable experience of rural financing by carrying out three-right(rural land contracted management rights,countryside homestead rights and forestland management rights) mortgages from some provinces and cities in China;proposes the suggestion of using the three-right mortgages mode in rural cultural industry;and at last deems that there are still some problems in rural three-right mortgages,such as reform and legislation of land system,government management absence,difficult evaluation of land value,market risk and so on.The author anticipates this kind of financing platform for rural cultural industry can be improved.
Keywords:three-right mortgages  rural cultural industry  rural financing  land system reform
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