浅谈金融生态环境的构成及建设

近年来,为提升金融业的实力、满足经济发展的需要和应对未来外资金融机构的挑战,中国政府加大了银行、保险、证券等金融机构的改革力度。但是,单纯地对金融企业进行改革,不涉及到其生存环境的改善,效果难以显现。文章借用生物学的生态环境概念,分析了中国金融生态环境的构成要素,强调在加强金融企业自身建设的同时,不应忽视外部生态环境的建设,并给出了改善金融生态环境的几点对策。

DISCUSSION ON THE CONSTRUCTION AND COMPOSITION OF FINANCIAL ECOSYSTEM ENVIRONMENT

In recent years,in order to promote the capacity of the financial industry and satisfy the demand of the economic development and react to the challenge of the foreign capital financing institution in the future,Chinese government strengthens the reform of the bank,insurance,stock certificate,etc.Carrying on the reform to the financial business enterprise purely,not involving the environment improvement of the financial business enterprise,the result is hard to present.This article uses the ecosystem environment concept of the biology,analyzes the main factors of Chinese financial ecosystem environment,and emphasizes on the construction of financial business enterprise itself,shouldn't neglect the construction of the exterior ecosystem environment,and puts forward some countermeasures to improve the financial ecosystem environment.