外资银行监管的美韩比较及启示

外资银行已经成为我国银行体系中不可忽视的经济力量 ,因此需要将对它们的监管提上日程表。由于所追求的价值目标及其侧重点存在的差异性 ,各国对外资银行的监管体制和内容各不相同。通过对美国和韩国在监管的体制框架、市场准入和业务经营等方面的比较 ,我国监管当局可在借鉴这两国经验的基础上 ,在鼓励外资银行积极进入的同时加强持续性监管和国际协调 ,实现对外资银行的有效监管 ,这对于我国银行体系的新一轮起飞具有重要意义

THE COMPARISON AND ILLUMINATION OF FOREIGN BANK SUPERVISION BETWEEN USA AND KOREA

As foreign banks have become a significant part of our banking system,we should attach more importance to the supervision.Due to the difference of value object and emphasis,supervisory mechanism and contents of foreign banks are different in each country.By the comparison of American and Korea's supervision systems such as mechanism,market admittance and business operation,we can use for them reference to strengthen and improve our supervisory configuration to make effective supervisory measures while encouraging foreign banks' entrance,which is essential to our banking development and internationalization.