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制约国家助学贷款顺利发展的因素分析
引用本文:桂丽.制约国家助学贷款顺利发展的因素分析[J].北方经贸,2006(2):75-77.
作者姓名:桂丽
作者单位:云南师范大学,金融财政学院,云南,昆明,650222
摘    要:我国大学生国家助学贷款发展缓慢,贷款的发放与经济困难学生的需求有较大差距。文章通过对商业银行与大学生双方心理特征、高校行为及社会信用环境的系统分析,揭示了制约国家助学贷款顺利实施的诸多因素。

关 键 词:国家助学贷款  制约  因素分析
文章编号:1005-913X(2006)02-0075-03
收稿时间:2005-09-05
修稿时间:2005年9月5日

ANALYSIS ON THE REASONS OF RESTRAINING STATE-FINANCED STUDENT LOAN DEVELOPING SMOOTHLY
GUI Li.ANALYSIS ON THE REASONS OF RESTRAINING STATE-FINANCED STUDENT LOAN DEVELOPING SMOOTHLY[J].Northern Economy and Trade,2006(2):75-77.
Authors:GUI Li
Institution:College of Banking and Finance Yunnan Normal University, Kunming China, 650222
Abstract:The development of state-financed student loan for college students of our country is slow,there is a long distance between the supply of loan and the demand of poor students.This article analyses systematically the psychological factors of business banks and college students,universities'behaviour and social credit environment,reveals the reasons of restraining the state-financed student loan putting into practice smoothly.
Keywords:state-financed student loan  restrain  analysis on the reasons
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