对如实告知义务制度的解析--兼论我国《保险法》第17条规定立法存在的不足及其完善

如实告知义务是最大诚信原则的重要组成部分。中国保险法对如实告知义务的规定还存在着缺陷和不足，如在如实告知义务主体的范围、如实告知义务的履行时间、如实告知的内容、如实告知义务的免除和违反如实告知义务的法律后果等方面都还有待进一步修改和完善。

Study on the Duty of the Accurate Disclosure--The Deficiency and Perfection of Provision No. 17 in Insurance Law

The accurate disclosure is an important constituent of the utmost good faith principle. There still exist shortcomings in the provisions on the accurate disclosure in the insurance law of our country. Such as the scope of the duty person of disclosure, the time of implementing disclosure, the contents of disclosure, the exempting of the duty of disclosure and the low result of violating the duty of disclosure, all which need modify and improve.