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中国央行不良资产规模实证研究
引用本文:张书芬.中国央行不良资产规模实证研究[J].云南财贸学院学报,2007,23(6):39-44.
作者姓名:张书芬
作者单位:中国政法大学商学院 北京102249
摘    要:央行不良资产主要是央行再贷款形成的。中国的央行再贷款与西方发达国家的再贴现贷款有很大不同,多数是信用再贷款,少数是由地方政府担保的抵押再贷款。根据官方统计、报刊文献等资料进行研究,可以估计出中国目前央行不良再贷款数额应该在2.4万亿以上。

关 键 词:不良资产  不良再贷款  再贴现  中央银行  中国
文章编号:1007-5585(2007)06-0039-06
收稿时间:2007-10-16
修稿时间:2007年10月16

Empirical Analysis on the Number of Bad Assets of Chinese Central Banks
ZHANG Shu-fen.Empirical Analysis on the Number of Bad Assets of Chinese Central Banks[J].Journal of Yunnan Finance and Trade Institute,2007,23(6):39-44.
Authors:ZHANG Shu-fen
Abstract:Bad assets of Chinese central banks are caused by refinancing of the banks.Refinancing of Chinese central banks is greatly different from rediscount financing of western developed countries in that most of it is credit refinancing with few of it belongs to mortgage refinancing assured by local governments.The author believes that the number of bad refinancing in Chinese central banks might be more than 2.4 trillions according to the data of official statistics and other book materials.
Keywords:Bad Assets  Bad Refinancing  Rediscount  Central Banks  China
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