美国次级债危机对我国商业银行的启示

次级债危机的发生将美国在金融创新及发展中的缺陷和漏洞充分暴露出来。对新兴市场经济国家来讲,不仅要总结次级债危机所反映出来的教训,更要学习美国金融制度在次级债危机发生过程中反映出的优点以及美国处理和解决次级债危机的经验。

The Enlightenment of Subprime Mortgage Crisis in the U.S.to China's Commercial Banks

The defects and flaws of the U.S.financial innovation and development are revealed sufficiently with the happening of subprime mortgage crisis.Whereas,to the emerging market economies,it is necessary not only to sum up the lessons,but also to learn the advantage of the U.S.financial system and its experience of dealing with the crisis.This article summarizes the problems reflected by the crisis and the enlightenment to China's commercial banks through looking back to the operational principles of the U.S.su...