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论改革开放30年之缩影:农村金融改革
引用本文:李建伟.论改革开放30年之缩影:农村金融改革[J].山东工商学院学报,2008,22(3):77-83.
作者姓名:李建伟
作者单位:山东工商学院半岛经济研究院,山东烟台,264005
摘    要:改革开放30年来,我国农村金融改革经历了建立单独的农村金融、建立三位一体的农村金融体系、农村信用社市场化、成立新型农村金融机构四个阶段。相对城市而言,农村金融发展依然滞后,金融基础服务体系尚未完全建立,表现为农村金融的结构和运作机制存在缺陷,服务设施差、机构网点覆盖率低、服务手段落后、产品单一、贷款难等问题依然存在,政策性金融支持力度不够,还不适应社会主义新农村建设的需要。

关 键 词:农村金融  “三农”问题  政策金融  合作金融  信用担保体系

On The Epitome of Thirty Years' Reform and Opening Up: Rural Financial Reform
LI Jian-wei.On The Epitome of Thirty Years'''' Reform and Opening Up: Rural Financial Reform[J].Journal of Shandong Institute of Business and Technology,2008,22(3):77-83.
Authors:LI Jian-wei
Institution:LI Jian-wei(Peninsula Economic Institute,Sh,ong Institute of Business , Technology,Yantai 264005,China)
Abstract:During the past 30 years of reform and opening up,China's financial reform in rural areas has experienced four phases,the establishment of a separate rural finance,the establishment of a three-dimensional rural financial system,the market-orientation of rural credit cooperatives and the establishment of new rural financial institutions.Compared to the cities,the rural financial development is still lagging,the financial system of basic services has not been completely established,the rural financial perform...
Keywords:rural finance  issues on agriculture  rural areas and peasantry  financial policy  financial cooperation  credit guarantee system  
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