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城市商业银行的固有缺陷与胜出策略——以宁波银行和南京银行为例
引用本文:齐春宇.城市商业银行的固有缺陷与胜出策略——以宁波银行和南京银行为例[J].长春金融高等专科学校学报,2007(4):9-13,4.
作者姓名:齐春宇
作者单位:临沂师范学院,商学院,山东,临沂,276000
摘    要:经济发达地区的优质城市商业银行在同业竞争中具有贴近地方经济的优势,但同时也存在经营风险高的内在缺陷.优质城商行的目标和出路是突破地域限制发展成为区域性商业银行,为此必须进行准确的市场定位并通过采取引进战略投资者、充实资本金和完善激励机制等策略,以求在竞争中胜出.

关 键 词:城市商业银行  南京银行  宁波银行  跨区域经营  城市  商业银行  固有缺陷  策略  宁波  南京  行为  Banks  Commercial  City  Strategies  Superior  Defects  Intrinsic  Examples  Nanjing  Ningbo  同业竞争  激励机制  完善
文章编号:1671-6671(2007)04-0009-05
收稿时间:2007-10-12
修稿时间:2007年10月12

Intrinsic Defects and Superior Strategies of City Commercial Bank——Take Commercial Banks of Ningbo and Nanjing as Examples
QI Chun-yu.Intrinsic Defects and Superior Strategies of City Commercial Bank——Take Commercial Banks of Ningbo and Nanjing as Examples[J].Journal of Changchun Finance College,2007(4):9-13,4.
Authors:QI Chun-yu
Abstract:Competing among the same industry, the high-grade city commercial bank in the prosperous areas is su- perior in local economy. Meanwhile, the high risk of operation also lies in its inner defects. The aim and outlet of the high-grade city commercial bank is to break through the regional confines to develop in regional commercial bank. For this reason, market establishment should be accurately settled in order to triumph over in competition through adopting certain strategy, such as introducing strategic investors, amplifying capitals and improving incentive mechanism.
Keywords:city commercial bank  Bank of Nanjing  Bank of Ningbo  region-crossing operation
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