| 中国开展“以房养老”影响因素的实证分析 |
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| 引用本文： | 朱劲松.中国开展“以房养老”影响因素的实证分析[J].东北财经大学学报,2011(2):78-82. |
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| 作者姓名： | 朱劲松 |
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| 作者单位： | 东北财经大学金融学院; |
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| 基金项目： | 辽宁省教育厅科研项目“辽宁省开展住房反向抵押贷款可行性探讨”(2009B068) |
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| 摘 要： | “以房养老”对解决我国面临的养老金支付有重要的意义。但是在实践中，我国老年群体参与的积极性并不高，本文在社会调查的基础上，进行了数据整理并且使用Logit模型进行了实证研究，得出影响中国老年群体参与其中的关键因素是传统习惯影响的结论，并且就此提出解决问题的设想。
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| 关 键 词： | 以房养老 传统习惯 Logit模型 |
An Empirical Analysis on Influencing Factors in Reverse Mortgage in China |
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| ZHU Jin-song.An Empirical Analysis on Influencing Factors in Reverse Mortgage in China[J].Journal of Dongbei University of Finance and Economics,2011(2):78-82. |
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| Authors: | ZHU Jin-song |
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| Institution: | ZHU Jin-song (Dongbei University of Finance and Economics,Dalian 116025,China) |
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| Abstract: | Reverse mortgage has important meaning in solving China＇s pension payments crisis. In practice, however, it is not welcomed by our older age groups. What is reason？ This paper, on the basis of the social survey, made data processing and did an empirical study using Logit model. The conclusion is that the key factors here is affecting of traditional customs. Based on this conclusion the paper proposes a suggestion of solving problems. |
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| Keywords: | reverse mortgage traditional customs Logit model |
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