中小企业融资信用的实证分析——以铜陵市为例

融资信用是中小企业融资过程中提高融资地位的一种潜质。它是中小企业融资能力的象征,也是培育其融资比较优势的源泉。通过对铜陵市信用评价中心43家企业进行的融资信用实证分析,可以发现:建立健全的财务管理制度是中小企业信用等级评价的基础,中小企业的融资信用与企业成立时间的长短和年平均销售额呈正比,企业从业人员数量及是否为家族企业与融资信用的相关性较弱。

An Empirical Analysis on Credit Financing for SMEs——Taking Tongling City as An Example

Financing credit is a potential for SMEs to raise their status during the financing process.It is a symbol of the financing capacity of SMEs,as well as a source of nurturing their financing comparative advantages.An empirical analysis is made on the financing credit based on 43 companies within credit assessment center in Tongling City,finding that the establishment of sound financial management system is the basis for credit rating of SMEs,and that financing credit for the SMEs is positively proportional t...