| 我国征信体系建设理论及现实分析 |
| |
| 引用本文： | 王敬伟.我国征信体系建设理论及现实分析[J].河南金融管理干部学院学报,2009,27(5):46-50. |
| |
| 作者姓名： | 王敬伟 |
| |
| 作者单位： | 河南大学经济学院国际经济研究所,河南,开封,475004 |
| |
| 摘 要： | 征信体系建设可以减少信息不对称,降低信用风险,净化社会信用环境。近年来,我国征信体系建设取得了一些成就,但征信业的发展才刚刚起步,还存在极大的提升空间。针对现阶段我国征信业发展过程中存在的法规建设滞后、信息垄断严重、征信机构公信力不高等问题,提出我国征信法规体系建设、征信机构的专业化建设以及征信的管理体系建设等政策建议。
|
| 关 键 词： | 征信 征信体系 征信机构 征信管理 |
A Theoretical and Practical Analysis on Credit Information System Construction in China |
| |
| WANG Jing-wei.A Theoretical and Practical Analysis on Credit Information System Construction in China[J].Journal of Henan College of Financial Management Cadres,2009,27(5):46-50. |
| |
| Authors: | WANG Jing-wei |
| |
| Institution: | WANG Jing-wei(Institute for International Economics,School of Economics,Henan University,Kaifeng,Henan 475004,China) |
| |
| Abstract: | Construction of the credit information system can contribute to reducing the information asymmetry,lowering credit risks,and purifying the social credit environment.In recent years,achievements have been made in the construction of China＇s credit information system,but the development of credit information industry is still in its infancy with a significant room for improvement.In response to such problems at the present stage in China＇s credit information industry as construction of laws and provisions lagged behind,information monopoly being serious,and no higher credibility for credit information institutions,policy proposals viewing from institutional innovation are made as follows： it＇s necessary for China＇s credit information system to strengthen the legal system construction of credit information,the construction of specialized credit information institutions,and the construction of credit information management system,etc. |
| |
| Keywords: | credit information credit information system credit information institutions credit information management |
| 本文献已被 维普 万方数据 等数据库收录！ |
|
