以银行为核心的日本财团变革研究及其启示

以银行为核心的财团是日本经济的重要基础。20世纪90年代泡沫经济破灭后，日本财团经过分化与重组，形成了三大金融控股集团。为顺应金融全球化、自由化和信息化的潮流，我国也应考虑兼并重组构建特大金融集团；积极鼓励、扶持发展金融控股公司；加快金融制度建设，促进产融资本双向流动；加快金融立法以适应加强对金融集团层面的金融监管。

A Study on Bank-centered Property Group and Enlightment for China

The property group centered by bank is the important foundation for Japanese economy. Since the overturn of bubble economy in 1990＇ s, Japanese property groups have been differentiated and recombined, forming three big finance holding companies. In order to conform with the tendency of globalization, liberation and inform tion-conversion of finance, China should consider building super-finance groups by merging and recombining; actively encouraging and supporting the development of financial holding companies ; quickening financial system construction so as to promote a double-way flow of production and financing capital; quickening financial legislation in order to adapt the reinforcement of financial supervision over the finance group level.