关于我国经济信用主体间无序和错位的思考

个人、企业和政府是市场经济信用体系中的基本行为主体。我国经济信用问题严重，在一定程度上是由于各信用主体定位不明、功能模糊、角色错位造成的。因此，要建立与现代市场经济体制相适应的经济信用体系，关键是要以产权制度为基础，个人信用为核心，企业信用为主体，政府信用为保障，形成各信用行为主体间的相互制衡机制。

Rational Refection on the Misplacement and Disorder of the Credit Subjects in China

Individuals, enterprises and governments are the basic subject in the market economy credit system. The severe problems in our economical credit system are in major part due to the vague definition to the credit subjects and the misplacement of them. Therefore, in order to establish the proper economical credit system matching the modern market economic system, it is essential to form the balancing mechanism between different credit subjects with the property right as the base, the individual credit system as the center, enterprise credit as the main body and government credit as the safeguard.