中小企业融资方式的国际比较及借鉴

中小企业在国民经济中具有重要的作用，但融资困难一直是困扰各国中小企业发展的重要因素。国外对中小企业资金援助的方式主要包括：税收优惠、财政补贴、贷款援助、风险投资和开辟直接融资渠道等。研究国外中小企业融资方式的具体作法对于完善我国中小企业融资体系具有一定的借鉴意义。

International Comparison and Use for Reference on the Financing Patterns of Small-and-Medium-sized Enterprises

Small-and-medium-sized enterprises play a very important role in the national economy.But hard financing of small-and-medium-sized enterprises are always major element for restricting it's development in every country.Nowadays financing patterns of small-and-medium-sized enterprises overseas mainly involve tax preference,finance subsidy,loan aid,venture capital investment as well as opening direct financing channel.Researches on the financing patterns of small-and-medium-sized enterprises overseas will help to perfecting financing systems of small-and-medium-sized enterprises of China.