| 银企合作的系统思考——基于中小企业融资供需的视角 |
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| 引用本文： | 周卉,戴鸿丽.银企合作的系统思考——基于中小企业融资供需的视角[J].当代经济管理,2012,34(3):92-96. |
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| 作者姓名： | 周卉 戴鸿丽 |
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| 作者单位： | 辽东学院经济学院,辽宁丹东,118002 |
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| 摘 要： | 加强银行中小企业融资业务开发可以实现多方共赢.中小企业可以满足融资需要;银行可以拓展业务范畴,逐渐丰富银行中小企业服务项目,特别是贷款的品种;地方经济得以繁荣.为了进一步促进银企合作的广度和深度,在分析中小企业融资供需特点的基础上,提出银行加快中小企业金融业务创新;政府与社会各届精心搭建银企对接平台;完善中小企业担保与征信制度,从而消除银企合作的障碍.
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| 关 键 词： | 银企合作 中小企业 企业融资 |
Reflection on Cooperation between Bank and Enterprise |
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| Zhou Hui
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Dai Hongli.Reflection on Cooperation between Bank and Enterprise[J].Contemporary Economic Management,2012,34(3):92-96. |
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| Authors: | Zhou Hui Dai Hongli |
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| Institution: | (School of Economics,Liaodong University,Dandong 118002,China) |
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| Abstract: | Strengthening bank and enterprise cooperation is a systematic engineering.Now,the SME has financial demand,the banks has the desire for expanding business and robbing market share,and the bank loans get richer and richer.To promote bank and enterprise cooperation, the banks should innovate SME’s financial business,the government and social stalks should build the platforms for bank and enterprise,to complete the system of SME’s guarantee and credit system,so that it can remove the obstacle for bank and enterprise cooperation. |
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| Keywords: | cooperation between bank and enterprise SMEs enterprise finance |
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