国际信贷衍生市场发展的影响和启示

国际信贷衍生市场发展的原因在于,国际金融活动中对风险关注度的上升,金融创新和金融交易技术的进步,以及国际金融监管和税务体系的鼓励性规定。国际信贷衍生市场的发展,改变了国际信贷活动的传统风险管理方式,增加了信贷资产的流动性,提高了国际金融体系的稳定性和效率。由此可得出对我国金融发展的启示:中小商业银行的发展离不开信贷衍生市场,衍生市场提供了金融综合经营的实现途径。

The Development of International Credit Derivative Market: Impact and Suggestion

The growth of the global credit derivative market lies in more attention to international financial risk,financial innovation and advancement of financial trading technique,and encouraging regulation on supervision and taxing.The development of the global credit derivative market has changed traditional risk managing styles,increased the liquidity of credit asset,and improved the stability and efficiency of international financial system.It implies that small and medium sized commercial banks are hard to develop without credit derivative market,and financial synthesizing working can be approached through derivative market development.