| 巴塞尔新资本协议及其对我国银行业的影响 |
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| 引用本文： | 单国俊.巴塞尔新资本协议及其对我国银行业的影响[J].嘉兴学院学报,2007,19(1):40-43. |
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| 作者姓名： | 单国俊 |
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| 作者单位： | 深圳大学中国经济特区研究中心,广东深圳,518060 |
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| 摘 要： | 阐述了巴塞尔新资本协议的主要更新内容;分析了其实施后将会对我国银行业产生的影响;提出了四项应对建议:第一,积极引进境外战略投资者参股中资银行,改善资本质量;第二,建立附属资本制度,拓宽其筹措渠道;第三,建立与完善外部评级体系;第四,规范商业银行的信息披露,强化市场约束。
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| 关 键 词： | 新巴塞尔资本协议 最低资本要求 内部评级法 |
| 文章编号： | 1008-6781（2007）01-0040-04 |
| 收稿时间： | 2006-09-08 |
| 修稿时间： | 2006年9月8日 |
The New Basel Capital Accord and Its Impact on Our Banking Industry |
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| SHAN Guo-jun.The New Basel Capital Accord and Its Impact on Our Banking Industry[J].Journal of Jiaxing College,2007,19(1):40-43. |
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| Authors: | SHAN Guo-jun |
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| Abstract: | This article introduces the main innovated contents of the New Basel Capital Accord,analyzes the impact on our banking industry after its implementation and puts forward some countermeasures as the following: first,actively attracting foreign strategic investments in Sino-funded banks to improve the quality of capital;second,establishing the subsidiary capital system and widening its raising channel;third,setting up and perfecting the external ratings-based system;fourth,standardizing the information exposure by commercial banks and strengthening the market restriction. |
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| Keywords: | the New Basel Capital Accord minimum capital requirements internal ratings-based approach |
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