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基于不对称信息理论的第三方电子支付产生机制研究
引用本文:张成虎,李育林.基于不对称信息理论的第三方电子支付产生机制研究[J].河北经贸大学学报,2008,29(2):65-69.
作者姓名:张成虎  李育林
作者单位:西安交通大学,经济与金融学院,陕西,西安,710061
基金项目:国家自然科学基金项目(70771087),西安交通大学“985工程”二期项目(07200701),西安交通大学博士研究生创新专项基金项目(2007B16)
摘    要:第三方电子支付作为信用中介,能够以其自身的安全性和稳定性替代电子商务活动中使用商业信用的风险性和不稳定性,以此为基础建立交易信用关系,可以解决电子商务活动中买卖双方的信用问题。第三方电子支付实质上是电子商务中的信用中介,是买卖双方动态博弈无法取得有效均衡而借助于外力的产物。

关 键 词:不对称信息理论  第三方电子支付  产生机制  作用机理

Generation Mechanism of Third-party Electronic Payment Based on Asymmetric Information Theory
Zhang Chenghu Li Yulin.Generation Mechanism of Third-party Electronic Payment Based on Asymmetric Information Theory[J].Journal Of Hebei University Of Economics and Trade,2008,29(2):65-69.
Authors:Zhang Chenghu Li Yulin
Institution:Zhang Chenghu Li Yulin
Abstract:The third-party electronic payment as a credit medium,due to its safety and stability,can take the place of commercial credit in electronic commerce,which is risky and instable.The transaction credit based on third-party electronic payment can settle the issue of credit between buyers and sellers in electronic commerce.The third-party electronic payment as a matter of fact is the credit medium in electronic commerce as well as the lack of effect equilibrium which the dynamic gaming between buyers and sellers can not achieve.
Keywords:asymmetric information theory  third-party electronic payment  generation mechanism  working mechanism
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