金融发展对城乡收入差距的影响研究

根据全国和重庆市1987-2007年的时间序列数据，运用VAR模型对金融发展与城乡收入差距的关系进行实证研究，结果表明：金融发展和城乡收入差距的关系，重庆市与全国具有很强的一致性（虽然在细微之处有所差别），即金融发展规模和城乡收入差距正关（服从Kuznets“倒U型”曲线），而金融发展效率和城乡收入差距负相关。金融发展对缩小城乡收入差距具有积极意义，特别是农村金融的发展对缩小城乡收入差距具有直接的作用。因此，重庆市应积极促进地区金融发展，深化农村金融改革，提高金融中介效率。

An Analysis of the Influence of Financial Development on Urban-Rural Income Gap in Chongqing

Based on the VAR model, with the time series data of the Nation and Chongqing from 1987 to 2007, this paper empirically conducts the researches into the influence of financial development on urban-rural income gap. The results indicate that although the relationship of financial development and urban-rural income gap between Chongqing and the Nation has subtle differences, they have strong consistency, and there is a positive correlation between financial development and urban-rural income gap, which is consistent with Kuznets ＂ the inverted U type ＂ curve while there is a negative correlation between financial development scale and urban-rural income gap. The financial development is of active significance to narrowing urban-rural income gap, especially, the rural finance development plays a direct role in narrowing urban-rural income gap. Thus, Chongqing should actively propel regional financial development, deepen rural financial reform and raise financial agency efficiency.