| 我国商业银行房地产信贷快速扩张风险研究 |
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| 引用本文： | 何,勇.我国商业银行房地产信贷快速扩张风险研究[J].重庆商学院学报,2008,18(6):80-86. |
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| 作者姓名： | 何 勇 |
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| 作者单位： | 中国工商银行安徽省分行,安徽合肥230001 |
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| 摘 要： | 近年来，我国商业银行房地产信贷业务快速扩张的势头强劲。目前，支撑房地产高速增长的前提条件正在逐渐消失，商业银行房地产信贷快速扩张所依托的客观基础已不存在；与变化的市场环境相适应，商业银行在经济上行周期房地产信贷业务的快速扩张应该而且必须慢下来。要将高度的风险控制意识贯穿于房地产信贷业务的全过程。
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| 关 键 词： | 商业银行 房地产信贷 信贷风险 风险控制意识 |
Research into rapidenl argement risk of real estate loan in China's commercial banks |
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| HE Yong.Research into rapidenl argement risk of real estate loan in China's commercial banks[J].Journal of Chongqing Institute of Commerce,2008,18(6):80-86. |
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| Authors: | HE Yong |
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| Institution: | HE Yong ( Anhui Branch, Industrial and Commercial Bank of China, Anhui Hefei 230001, China) |
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| Abstract: | In recent years, the rapid enlargement of real estate loan of commercial banks in China is stronger and stronger. Currently, the premise for supporting rapid growth of real estate is gradually disappearing, the objective basis of rapid enlargement of real estate loan by depending on commercial banks is not existent. To accord with the changing market environment, the expanding real estate loan business of commercial banks in up - cycle must slow down. The risk control consciousness should penetrate the whole process of real estate loan business, |
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| Keywords: | commercial bank real estate loan loan risk risk control consciousness |
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