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城乡养老保险制度整合的总体思路与改革建议
引用本文:褚福灵.城乡养老保险制度整合的总体思路与改革建议[J].北京劳动保障职业学院学报,2014(1):8-10.
作者姓名:褚福灵
作者单位:中央财经大学社会保障研究中心,北京100081
基金项目:教育部人文社会科学重点研究基地重大项目"我国城乡养老保障评估指标体系构建及其实证应用研究"(12JJD790006).
摘    要:整合城乡养老保险制度是十八大精神的要求,也是近期改革的重要任务。现行城乡养老保险制度分散,管理分割,存在机构重叠、重复建设、重复参保、待遇攀比、规模效应低的问题。应当以人人持续享有适中的养老保障待遇为目标,兼顾公平与效率,建立起由国民基础养老金、职工基本养老保险、补充养老保险、老年收入保障与高龄津贴构成的多支柱的养老保障体系。

关 键 词:城乡养老保险制度  整合  改革

General Idea and Reform Advice on Integration of Urban and Rural Endowment Insurance System
CHU Fuling.General Idea and Reform Advice on Integration of Urban and Rural Endowment Insurance System[J].Journal of Beijing Vocational College of Labour and Social Security,2014(1):8-10.
Authors:CHU Fuling
Institution:CHU Fuling(China Social Security Research Center at Central University of Finance and Economics, Beijing 100081 )
Abstract:To integrate the urban and rural endowment insurance system is a requirement of the 18th Congress Meeting Spirit, and is an important reform task in near future. The present urban and rural en- dowment insurance system has problems such as management division that leads to repeated institutions, construction and insurance, treatment comparison and low scale effect. A multi-pillar endowment insur- ance system that is supported by national basic endowment, employee basic endowment and complementary endowment should be built, which aims at everyone enjoying moderate endowment treatment level and bal- ancing justice and efficiency.
Keywords:urban and rural endowment insurance system  integration  reform
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