金融控股公司经营模式的比较与选择

纯粹型金融控股公司的母公司并不直接从事具体的金融业务，只掌握子公司的股份，不同的子公司从事不同种类的金融业务，各自相对独立运作；经营型金融控股公司的母公司本身从事至少一种金融业务，同时支配子公司的经营活动。纯粹型金融控股公司的效益高于经营型金融控股公司，同时其风险较低，我国应选择纯粹型金融控股公司作为金融控股公司的目标模式。

The Comparison and Selection of Financial Holding Company Business Models

The parent company of a pure financial holding company does not directly engage in specific financial services, only holding the shares of her subsidiaries. The subsidiaries engage in a wide variety of financial businesses independently. The parent company of an operating financial holding company engages in at lest one of financial services and takes care of her subsidiary operations at the same time. Pure financial holding company has higher efficiency and lower risk than the operating financial holding company, so the pure financial holding companies should be chosen as the objective models of financial holding companies in China.