金融机构财富管理业务发展问题及对策研究

近年来,我国社会经济迅猛发展,国民财富持续增长,在市场需求的推动下,各个金融机构的财富管理业务兴起并得到发展。但应当看到,国内金融机构中财富管理业务的发展处于初期阶段,存在很多问题。论文以当前我国经济形势为背景,简单介绍国内金融机构财富管理业务的特征,分析财富管理业务面临的问题,旨在探索金融机构解决这些问题应当采取的措施,如建立协同发展的运营管理体系,促进财富管理业务的开展更加规范。

Research on the Problems and Countermeasures for the Development of Wealth Management Business in Financial Institutions

In recent years,China’s society and economy are developing rapidly and national wealth is continuously growing.Driven by market demand,the wealth management business of various financial institutions has emerged and developed.However,it should be noted that the development of wealth management business in domestic financial institutions is in the initial stage,and there are many existing problems.Taking the current economic situation in China as the background,this paper briefly introduces the characteristics of wealth management business in domestic financial institutions,analyzes the problems faced by wealth management business,and aims to explore the measures that financial institutions should take to solve these problems,such as establishing a coordinated development operation management system to promote the development of wealth management business more standardized.