使用信用违约互换产品化解信贷集中风险

信贷集中风险已经成为我国银行业亟待解决的问题,本文在分析了我国银行业信贷集中风险的现状和危害后,提出了使用信用违约互换产品化解银行信贷集中风险的建议。并对信用违约互换产品的基本原理以及在我国的实施方法提出了建议。

Use Credit Default Swap Resolved Credit Concentration Risk

Concentration risk in bank portfolio has be- come the most important problem in china bank industry. After compared concentration risk circs of china bank indus- try,this paper gives essence theory of credit default swap. At last the author puts forward her own viewpoint on the ne- cessity for china to conduct such instruments and gives some suggestions.