农产品物流金融的信用风险评价研究

农产品物流的资金短缺问题成为农产品物流发展的瓶颈,为此农产品物流金融的快速发展也给农产品物流的发展带来了巨大的运营风险。为了评估农产品物流金融的信用风险,文中首先研究农产品生产加工企业参与物流金融业务的必要性及信用风险评价要素,在此基础上建立了农产品物流金融信用风险评价指标体系,并利用层次分析法及模糊综合评价法构建了农产品物流金融信用风险评价模型,最后把理论模型应用于某公司的农产品物流金融信用风险评价,对于实施农产品物流金融业务具有一定的参考价值。

Research on Credit Risk Evaluation of Agricultural Product＇ s Logistics Finance

A shortage of funds of agricultural products logistics problem becomes the bottleneck of agricultural products logistics development, in order to promote the rapid development of the agricultural product＇s logistics finance. To assess agricultural products logistics financial credit risk, this paper studies the agricultural production and processing enterprises to participate in the necessity of logistics financial business and credit risk evaluation factors, then on the basis of factor analysis, established the evaluation index system of agricultural product＇s logistics financial credit risk, constructed the agricultural product＇s logistics financial credit risk evaluation model by using analytic hierarchy process and fuzzy comprehensive evaluation method of comprehensive evaluation method, finally based on the actual case of the company has carried on the empirical analysis, the model for the implementation of agricultural products logistics financial business has a certain reference value. The study provided a certain reference value in the operation of agricultural product＇s logistics finance.