农村金融发展、金融中介效率与农村经济增长：1978-2008

文章利用1978—2008的年度数据,通过协整检验、向量误差修正模型、G ranger因果检验等方法实证检验了农村金融发展、金融中介效率与农村经济增长的关系。实证结果表明,农村金融发展规模的提升并未促进农村经济增长,而农村金融中介效率的提升有助于农村经济增长。农村金融发展滞后于农村经济增长,二者之间并未形成良性互动机制。继续推进农村金融改革,扩大农村金融供给,突破农村金融促进农村经济增长的＂门槛＂,同时提升支农贷款的效率是农村金融进一步发展的方向。

Rural Finance Development, Efficiency of Financial Intermediation and Rural Economic Growth: 1978 - 2008

This paper uses the data in the year of 1978 to 2008,gives an empirical study on the issue of Rural finance development、Efficiency of financial intermediation and Rural economic growth by the method of Cointegration test 、Vector Error correction model and Granger causality test.The results show that,Rural finance development doesn＇t promote Rural economic growth,but the Efficiency of financial intermediation has the opposite effect.Rural finance development behinds economic growth in rural areas.It doesn＇t form a positive interaction between them.The direction of further development of rural finance is that,keeping the reform of rural finance,expanding the supply of rural finance,break through the ＂threshold＂ between rural finance and rural economic growth,and improve the efficiency of agriculture loans.