| The Analysis of U.S. Deposit Insurance System and the Enlightenment to China |
| |
| 作者姓名： | LIU Zhong-wen YU Yang |
| |
| 作者单位： | [1]College of Economic and Management, Shandong University of Science and Technology, Qingdao 266510, China [2]School of Management, China University of Mining and Technology, Xuzhou 221008, China |
| |
| 摘 要： |
|
| 关 键 词： | 保险业 财政监督 中国 保险组织 |
The Analysis of U.S. Deposit Insurance System and the Enlightenment to China |
| |
| LIU Zhong-wen YU Yang.The Analysis of U.S. Deposit Insurance System and the Enlightenment to China[J].Chinese Business Review,2007,6(1):56-60. |
| |
| Abstract: | U.S. deposit insurance system has important and deep influence on the building and operating of the deposit insurance system for many countries in the world. Based on the analysis of the development stage and status quo of the U.S. deposit insurance system, this paper suggests that China should learn from the experience of U.S. deposit insurance system, to build and perfect the laws of deposit insurance system, and the mandatory, the scope, the insurance premium, and the top insurance amount of the deposit insurance system should be stated, and the deposit insurance agencies should maintain their independence and restrain the moral hazard. Only in that way can the deposit insurance system of China be built and perfected. |
| |
| Keywords: | deposit insurance system financial supervising and management single rate differential rate |
| 本文献已被 维普 等数据库收录！ |
|
