改善西部民营企业融资环境的几点设想

西部民营企业的发展离不开银行信贷资金的支持和投入，因此必须建立相应的社会信用体系，为民营企业创造良好的融资环境。为此，提出了下述设想：建立信用保障机构和资信评估体系以增强民营企业的信用程度；规范民间信用，建立为西部民营企业和西部开发服务的区域性商业银行，形成多层次的金融服务体系；国有商业银行应发挥其信贷资金主渠道作用，积极为西部民营企业金融服务。与此相适应，西部民营企业要转变观念，提高企业信誉，向高层次发展。

Some Suggestions to Improve the Financing Environment for Private Firms in West Part of China

The private enterprises in the west part can not grow without the credit capital from the bank,so a corresponding social credit system should be set up to make a good financing environment for those enterprises.For those purpose,it is necessary to establish a credit guarantee structure and a credit assessment system to raise the credit grade of the private enterprise,regulate the credit of the common people and open up regional commercial banks for the private enterprises and the local development and move the national banks to provide financial services for those firms.Also,the local private enterprises have to change their own concept to improve their credit reputation.