国有商业银行效率现状分析与改革建议

银行效率问题是中国金融改革的关键问题之一,研究国有商业银行效率不仅有助于政策制订者的决策规划,而且对 银行决策者也极为重要。本文对国有商业银行效率包含的规模经济与X-效率进行深入的研究分析,并从深层次分析了效率 低下的原因,提出进一步改革中国国有商业银行的政策建议。

The Efficiency Of State- Owned Commercial Bank And Reform Suggestions

The banking efficiency is the key problem of the reform of Chinese banking system and a study of the state -owned commercial bank efficiency will be beneficial to the banking - strategy decision as well as the banking - policy execution. This article is to study the Economy of Scale and X -efficiency of the state -owned commercial bank efficiency,it also makes a further analysis of the cause of low efficiency and give some policy suggestions for the reform of Chinese state -owned commercial banks.