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农村银行业结构对农村经济增长的影响——基于新型农村金融机构创新的背景
引用本文:田杰,刘勇,陶建平.农村银行业结构对农村经济增长的影响——基于新型农村金融机构创新的背景[J].经济与管理,2013(9):36-42.
作者姓名:田杰  刘勇  陶建平
作者单位:1. 重庆工商大学 财政金融学院,重庆,400067
2. 武汉科技大学 文法与经济学院,湖北 武汉,430080
3. 华中农业大学 经济管理学院,湖北 武汉,430037
基金项目:重庆市社会科学规划博士项目(2012BS52);重庆市教委人文社会科学研究项目(13SKH11);重庆金融学会招标课题(2013);重庆工商大学博士科研启动金项目
摘    要:基于新型农村金融机构创新所导致的农村银行业结构变化是否促进农村经济增长这一重要的研究背景,使用来自中国2006—2010年1 769个县(市)的面板数据检验"最优金融结构理论"在农村地区的适用性。研究结果表明:农村银行业集中度的下降促进了农村经济的增长。

关 键 词:农村银行业结构  农村经济增长  赫芬达尔指数(HHI)

The Influence of Rural Banking Structure on the Rural Economic Growth---Based on the Background of New Type of Rural Financial Institutions Innovation
Tian Jie , Liu Yong , Tao Jianping.The Influence of Rural Banking Structure on the Rural Economic Growth---Based on the Background of New Type of Rural Financial Institutions Innovation[J].Economy and Management,2013(9):36-42.
Authors:Tian Jie  Liu Yong  Tao Jianping
Institution:1 ( 1.Public Finance and Finance School, Chongqing Technology and Business University, Chongqing 400067, China; 2. CoUoge o Literature and Economics, IVuhan University of Seience and Technology, Wuhan 430080, China; 3.School of Economics and Management, Huazhong Agricultural University,IVuhan 430000, China)
Abstract:Based on an important research background about whether the changes of the rural banking structure which was caused by the ne~ type of rural financial institutions innovation were to promote the rural economic growth? This paper used the panel data from the 1769 counties (cities)during 2006-2010 to check the applicability of "optimal financial structure theory" in rural areas. The results show that the declining of the rural banking loans concentration promoted the rural economic growth, and the robust test supports this conclusion.
Keywords:Rural banking structure  Rural economic growth  Herfindahl index
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