| 大额补充医疗保险发展模式分析 |
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| 引用本文： | 曹乾,邱芬,徐晓寅. 大额补充医疗保险发展模式分析[J]. 经济与管理, 2009, 23(2): 84-87 |
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| 作者姓名： | 曹乾 邱芬 徐晓寅 |
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| 作者单位： | 东南大学,公共卫生学院,江苏,南京,210009;平安养老保险公司,江苏,无锡,214000 |
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| 基金项目： | 国家自然科学基金，教育部人文社会科学研究项目，江苏省教育厅高等学校哲学社会科学项目 |
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| 摘 要： | 大额补充医疗保险是针对基本医疗保险统筹基金最高支付限额以上部分进行补偿而建立的保险形式.苏州、石家庄和山东三地的大额补充医疗保险运作实例,代表了现有的三大主流大额补充医疗保险运作模式.大额补充医疗保险未来合理的发展模式主要是医疗保障部门与保险公司合作经营,工会、行业或企业与保险公司合作也是一条重要途径.
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| 关 键 词： | 大额补充医疗保险 运作模式 合作经营 |
The Developing Model Analysis of Catastrophic Supplementary Medical Insurance |
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| Cao Qian,Qiu Fen,Xu Xiaoyin. The Developing Model Analysis of Catastrophic Supplementary Medical Insurance[J]. Economy and Management, 2009, 23(2): 84-87 |
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| Authors: | Cao Qian Qiu Fen Xu Xiaoyin |
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| Affiliation: | 1.School of Public Sanitation;Southeast University;Nanjing 210009;China;2.Wuxi Branch;Safety Endowment Insurance Company;Wuxi 214000;China |
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| Abstract: | Catastrophic supplementary medical insurance is designed to pay for the part of the compensation which is above the maximum payment limit.Through research on Suzhou,Shijiazhuang and Shandong as examples,we are trying to find out the operation models of the three main models.We can foresee the realistic developing model of catastrophic supplementary medical insurance,that the medical insurance sector cooperating with insurance companies is the main model.Unions,industry or company cooperating with the insura... |
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| Keywords: | catastrophic supplementary medical insurance developing model cooperation manage |
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