| 基于AHP的商业银行个人信用模糊综合评价模型 |
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| 引用本文： | 丁明智,刘传哲.基于AHP的商业银行个人信用模糊综合评价模型[J].经济与管理,2005,19(1):49-51. |
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| 作者姓名： | 丁明智 刘传哲 |
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| 作者单位： | 中国矿业大学,管理学院,江苏,徐州,221008 |
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| 摘 要： | 信用风险作为商业银行主要的业务风险,其不确定性往往会造成市场分析不充分而导致信贷质量下降,业务缩减。针对影响商业银行个人资信评估的各种因素,本文利用层次分析与模糊数学方法建立了层次式模糊综合评判模型,并用该模型进行了实证分析。
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| 关 键 词： | 个人信用 层次分析 模糊评价 |
| 文章编号： | 1003-3890(2005)01-0049-03 |
| 修稿时间： | 2004年10月6日 |
The Fuzzy Synthetic Evaluating Model on the Personal Credit of Commercial Bank Based on AHP |
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| DING Ming-zhi,LIU Chuan-zhe.The Fuzzy Synthetic Evaluating Model on the Personal Credit of Commercial Bank Based on AHP[J].Economy and Management,2005,19(1):49-51. |
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| Authors: | DING Ming-zhi LIU Chuan-zhe |
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| Abstract: | As the primary operation venture of the commercial bank,the incertitude of the credit venture usually cause the insufficiency of the market analysis, and result in the deduce of the credit quality. Aiming at factors affecting the personal credit evaluation of the commercial bank, the article builds the model of the analytical hierarchy fuzzy evaluation by appling a fuzzy synthetic method and then does an empirical analysis. |
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| Keywords: | personal credit analytical hierarchy fuzzy evaluation |
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