试论国有商业银行竞争优势的形成

目前,国有商业银行正面临着金融全球化,内、外资银行从经营理念、市场、客户、产品、人才、信息技术等各个方面形成的激烈竞争态势。直面竞争和挑战,国有商业银行必须根据市场变化趋势和国际银行的发展方向,采取体制改革,调整经营战略,加强金融创新等竞争策略,在制度、核心业务、经营区域、人文环境等多方面创造和形成国有商业银行的竞争优势,提高核心竞争力,实现可持续发展。

On the Formation of State Owned Commercial Bank's Competitive Advantage

State owned commercial banks are currently facing the issue of financial globalization,there is a severe competitive condition between domestic and foreign banks on business sense,market,customs,information technology,etc.Facing the competition and challenge and based on the trend of market changes,state owned commercial banks should take measures on system reform,business strategy adjustment and financial innovation,so as to raise the core competitiveness,and realizing sustainable development.