如何看待银行业利润大幅增长问题

今年以来,银行业利润大幅增长问题引起了社会各界高度关注。本文的分析表明,银行业利润的大幅增长主要归因于实体经济平稳较快增长、现行金融保护制度、银行中间业务快速发展、银行业改革红利和市场环境变迁等,是各种内外部、主客观因素共同作用的结果。银行业良好的经营绩效对于银行、金融体系乃至国民经济的健康平稳发展具有重要意义。受制于多方面因素,当前银行业的高盈利不具备可持续性,可采取有关改革措施保持银行业利润合理、平稳增长。

How to treat the substantial increase of banking profits

The substantial increase of banking profits has aroused great concern of the community since this year.The article analyses this phenomenon,and proved that the substantial increase of banking profits,mainly due to the steady and rapid growth of the real economy,the existing financial protection system,the rapid development of the banking intermediary business,banking reform dividend and the changes of market environment.It is a result of internal and external,objective and subjective factors.It has the important meaning for banking industry,financial system and the national economy that banking has a good operating performance.The high profitability of the banking sector will no longer as it been in the future because of many reasons.It is necessary to take some reform measures to maintain a reasonable and stable increase of banking profits.