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中小企业融资出路的法律分析
引用本文:董静.中小企业融资出路的法律分析[J].财经科学,2012(6):119-124.
作者姓名:董静
作者单位:四川教育学院商学院 成都611130
摘    要:银行惜贷,造成中小企业前景堪忧。要解决中小企业融资难的问题只有打破银行的垄断,改革目前的金融体制。以法律形式规范民间融资,让更多的金融机构或投资者参与竞争,构建一个多渠道、全方位的融资平台,才能从根本上解决融资难的现状。

关 键 词:浮动抵押  应收账款质押  民间借贷  放贷人条例

Legal Analysis of Financing of Small and Medium-sized Enterprises
Dong Jing.Legal Analysis of Financing of Small and Medium-sized Enterprises[J].Finance and Economics,2012(6):119-124.
Authors:Dong Jing
Abstract:Banks are prudent in making loans,which hinders the development of small and medium-sized enterprises.It is necessary to break the monopoly of banks and reform the current financial system to resolve financing problems of small and medium-sized enterprises.Only by using laws to regulate civil financing,inviting more financial institutes or investors to compete,constructing a multi-channel,multi-perspective financing platform can we fundamentally resolve financing problems.
Keywords:Floating Mortgage  Mortgage of Accounts Receivable  Civil loan  Creditor Rule
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