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晋商信用制度启示
引用本文:燕红忠,刘建生.晋商信用制度启示[J].经济问题,2007,339(11):126-128.
作者姓名:燕红忠  刘建生
作者单位:山西大学,晋商学研究所,太原,030006
摘    要:晋商以重道义、尚信誉而著称于世,但其讲诚信、重信用并非单纯的道德教化,而是有着一系列的制度保证.晋商信用制度安排的最大特点在于其建立在乡土网络基础之上的自我实施与集体主义惩戒机制,这一机制保证了在当时的社会环境中晋商信用约束的硬性化,即承诺的可信性、约束和实施的有效性.无论是从晋商的信用均衡、信用制度的实施机制还是从信用制度变迁方面而言,它都可以为我国当前的信用制度建设提供借鉴.

关 键 词:晋商  信用制度  信用制度建设  晋商  信用制度建设  制度启示  Research  Enlightenment  Historical  System  制度变迁  实施机制  均衡  有效性  信用约束  承诺的可信性  性化  环境  社会  机制保证  惩戒机制  集体主义  自我实施
文章编号:1004-972X(2007)11-0126-03
修稿时间:2007-08-15

The Historical Enlightenment on Research of Jin-merchants' Credit System
YAN Hong-zhong,LIU Jian-sheng.The Historical Enlightenment on Research of Jin-merchants'''' Credit System[J].On Economic Problems,2007,339(11):126-128.
Authors:YAN Hong-zhong  LIU Jian-sheng
Institution:Research Institute for Jin - merchants Studies, Shanxi University, Taiyuan 030006, China
Abstract:Jin-merchants is known for their credibility and prestige.This is not simply moral enlightenment,it has a series of system guarantee.The most remarkable feature of Jin-merchants' credit system is the self-discipline implementation and collectivism disciplinary punishment mechanism,which is built on the basis of local network.The mechanism ensures the credit of Jin-merchants in the social environment.Those are the credibility of the pledge,the effectiveness of restraint and implementation.Through studying credit balance of Jin-merchants, implemental mechanism and changes of credit system,they can provide some conclusion on current credit system construction of China.
Keywords:Jin-merchants  credit system  constructing of the credit system
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