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国外农业巨灾保险管理及借鉴
引用本文:张喜玲.国外农业巨灾保险管理及借鉴[J].新疆财经学院学报,2010(1):33-35.
作者姓名:张喜玲
作者单位:新疆财经大学,新疆乌鲁木齐830012
基金项目:新疆维吾尔自治区高校科研计划项目《基于损失预测模型的新疆农业巨灾风险化解途径研究》 
摘    要:我国是农业巨灾频发且后果较为严重的国家,农业巨灾给人民生命财产造成重大损失,而目前我国还没有建立农业巨灾保险体系,农民面对农业巨灾,缺乏基本生产和生活的保障。我国应借鉴国外巨灾保险发展的先进经验,加快农业巨灾保险的立法工作,建立多层次的风险分散机制,建立农业巨灾保险基金,逐步构建完善和谐社会下的巨灾保险体系。

关 键 词:农业巨灾保险  法律制度  巨灾保险基金

On Overseas Agriculture Catastrophe Insurance Management
Institution:ZHANG Xi - ling ( Xinjiang University of Finance and Economics, Urumqi 830012, China)
Abstract:China is a country where serious agriculture catastrophes visit frequently, which has brought heavy losses to the country and her people. However, China has not established agriculture catastrophe insurance system. As a result, farmers lack basic production and living guarantee. The paper suggests that China should learn from the experience of overseas agriculture catastrophe insurance, establishing an improved catastrophe insurance system gradually.
Keywords:agriculture catastrophe insurance  legal system  catastrophe insurance fund
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