中小企业融资难问题探究

中小型企业提供了一大批就业岗位,在我国经济发展中有着不可替代的地位。然而,随着近年来经济危机的影响及我国宏观政策的调整,中小企业的发展速度已经明显减慢,许多专家学者指出融资难问题是其中制约中小企业进一步发展的一个重要因素。因此,正确认识我国中小企业发展的现状和所面临的问题,对于促进我国国民经济持续健康发展具有重要意义。首先对我国中小企业的发展现状和融资现状进行总结和分析,然后针对我国的现实状况提出了解决我国中小企业融资难问题的对策建议。

Inquiry on the financing difficulty of the SME

The small and medium-sized enterprises to provide a large number of jobs,plays an irreplaceable role in China＇s economic development. However, as in recent years the economic crisis and China＇s macro policy adjustment, the development speed of small and medium-sized enterprises has slowed down, many experts have pointed out that the difficult problem of financing is an important factor Which restricts the further development of smes. Therefore, the correct understanding of the cutTenl situation of the development of small and medium-sized enterprises of our country and the problems faced,is of great significance to promote China＇s sustained and healthy development of national economy. Firstly, the development status and the current situation of SMEs financing analysis and summary of the situation in our country, and then puts forward suggestions to solve the problem of difficult financing of small and medium enterprises in china.